The county has very loose permitting/planning governance.

inflationary government policies have big consequences

If you invest in an area with local officials who think criminals are victims of society, you can't expect much help from the government.

This part of the post will introduce readers to the latest advancements in the field, demonstrating how they contribute to energy efficiency, water conservation, and overall environmental sustainability.ESG Criteria: A New Standard in Real Estate InvestmentEnvironmental, Social, and Governance (ESG) criteria have become a crucial consideration for investors.

See Nobel prize winner and associate  quote....Gunner Myrdal, an architect of Sweden’s welfare state who was given the Nobel Prize in economics as the left-wing balance to his co-winner FA Hayek:  Myrdal stated, “Rent control has in certain Western countries constituted, maybe, the worst example of poor planning by governments lacking courage and vision.”3 His fellow Swedish economist (and socialist) Assar Lindbeck asserted, “In many cases rent control appears to be the most efficient technique presently known to destroy a city—except for bombing.”Seattle is a prime example.

Having said all that, when you and your membership get above 4 (or 10 depending on the current rules) Fannie Mae loans, it makes sense to get LOCs against rentals because you can't get government subsidized long term money.

Also the constant in and out of different families probably wears the property much faster than usual, there is much more liability with constantly changing  tenants, and many locals governments are creating ordinances against them.

DSCR is primarily used if you've capped your 10 eligible government backed loans. 

I hope this post didn't' scare you to much no it's not spam, I don't work for Fund and grow and I don't work for the government. :-)

  #1 employer is the state government with the capital here, and the #2 employer is the Federal government with 3 military bases.