I would start by talking to your current home/auto agent and get a quote on coverage.

There are some techniques to doing auto/ rv storage that’ll make your life easier.

Benjamin,The Umbrella policy generally just provides additional limit of Liability if the underlying limit of the Homeowners, Dwelling Fire, Auto, boat, etc. is exhausted in a claim.Most of our carriers that offer Water & Sewer line coverage offer it as an endorsement on the Homeowners or Dwelling Fire (for 1-4 family rental dwellings) policy. 

The real benefit as I see it comes from the ability to auto message and see all my calendar info with details on multiple platforms from a single location.  

Give notice if you don't get the reaction that you want, which for me is auto-draft.

.- Great point about the lease auto renewing.

Let me ask you this, if a friend called you up and said "hey I JUST got my license to fix autos" are you going to now make sure you always take your car to him?

Does anybody know of a service that can do auto payment when rented out by rooms? 

*auto correct - house HACK* 🤦🏼‍♂️

Avail will automatically include things like a lead paint disclosure.The website also allows you to accept payment (rent and security deposit) which will direct deposit into your account, it auto populates late fees, and it reports on time and late payments to the credit bureaus.