For SFH or scattered sites, it's usually 8-10%, sometimes 1st month rent or half of 1st months rentFor one-site apartments, it's usually 4% plus all expenses, including their payroll

In making the buy decision, I focus on end result, not the starting point.This is a more sophisticated perspective which escapes most newbies.  

They'll usually average out your last 2 years payroll for self employed or commission people. 

There may be more sophisticated programs (some that may offer analysis of each property, etc) but QB is fast, easy, and I can run several businesses and accounts with the program.

Not all banks will do this some banks will have overlays (extra guidelines) that they add on top to reduce the banks risk of lending to newer borrowers who may not yet be sophisticated enough to handle a mortgage.I've utilized this for conventional/FHA/VA so its nothing new.

@Ibrahim S Our son uses a very sophisticated program to draw our plans.

If you are borrowing from a sophisticated investors, then they would expect close to 10%, but if you are borrowing from family or friend that have money sitting in CD, then 5% would be reasonable.

The general idea about sophistication level of the buyer sort of drops (in layman's terms).

., pay yourself a reasonable salary, say $40-50k, taxed as payroll, and any profits above that would be taxed as ordinary income, but without SS/Med.

My Partners and I have Full Time contractors on PAYROLL where in the are are you trying to do work?