@Mark DuttonTo manage risk in investing, focus on building a safety net with a $1,300/month surplus.

You can:* accept as is (or ask for credits)* demand the seller fixes it and gets town sign off* demand the seller rips it out (e.g. an illegally finished basement)In theory, these changes should be grandfathered in and aside from legitimate safety concerns (e.g.

BP has various tools to help you analyze your deals (rentals, flips, wholesale, etc). : https://www.biggerpockets.com/investment-calculators7.

Does your family member leverage a dynamic pricing tool like PriceLabs?

The BiggerPockets' "Find a lender" tool is a great option for connecting with reputable, investor-friendly lenders. 

My gut tells me that Texas, particularly Austin and Houston, could be where the next wave of growth and expansion occurs, mainly driven by strong business and job creation trends.Here’s what I’m looking for in my US investments:Free-standing houses with a good land component, at least 3 bedrooms and 2 bathrooms, and in well-maintained condition.Budget : Will have to keep a factor of safety for the current exchange rates of AUD.USD = 0.68 so will cap our budget at 250K- 300K.Yielding over 6%, with a slight cash flow positive outcome, while also offering medium-term capital appreciation potential.Holding for at least 5 years or more, with a view towards steady growth.The long-term goal is financial independence, reducing reliance on salary-based income, and building assets during this accumulation phase.Debt reduction is on the horizon—looking to consolidate and start winding down debt within the next 7 years.If anyone has experience investing in the Texas real estate market or any tips on navigating US property investments, feel free to share your thoughts!

It’s awesome that you’re diving into creative financing with the subto strategy—it’s a great tool for investors.

Any other tools you’d recommend?

If you have 100k, and your credit is 700+ then you're ready tool wise. 

People are now engaging AI tools to ask questions and expect a response in a natural conversation format than go through a myriad of links.