This was written by two Stanford professors who actually obtained a great sample size of millionaires,.. and the typical one is frugal, buys used cars, doesn't fly first class etc...

During my masters, I connected with a professor who was a real estate developer, architect and GC. 

For example a neurosurgeon has a higher earning potential than a college professor. 

Mike Crean has retired and he was a legendary professor at the school.

The thing with Schiller is he is just a professor at Harvard and has no dog in this hunt.

Amerisave:AmerisaveThe Mortgage Professor also keeps a list of Upfront Mortgage Lenders here:Upfront Mortgage Lenders

Account Closed Sure, the source is UCLA Anderson Forecast economist William YuTo be clear I am not saying we are heading up rather the professor suggests. 

One of his professors liked it and it somehow made it out into the world.

Some of my best renters have been international grad students or visiting professors from Armenia, South Korea, Holland, etc.

Local real estate markets, on the other hand, are a bit more manageable since you can see if there is population growth, job growth, inventory going up, vacancy rates, etc. so they become a lot easier to determine what part of the cycle you're in.As for the stock market, there was a very long term study done by Javier Estrada, a finance professor.