Thank you I would always refer people to trusted sources like @Brian Burke , who have a good reputation and while they have their own products to sell can help evaluate the claims made by another fund.

AS John points out, yes, we do have LOC products for investment properties in Texas.

He's out of Rochester, has lower limits for DSCR but also has a ton of options for loan products.

Most of them are not specialists in the way that youre thinking - they're retail employees with baseline knowledge of the products in that area.

Timing wise as well, though the good STR properties haven’t seen much if any decline in prices have seen a decrease in competition to buy.

She filled the freezer with the meals and then the next day, took them to her father and put them in his freezer.I told her that she was using a lot of utilities and if I had known that this was what she was going to do, I would have declined her request. 

Many landlords, especially those participating in Section 8 programs like the Baltimore Regional Housing Partnership (BRHP), have noted a decline in tenant quality over the last few years, particularly since COVID-19.

Despite rising interest from young families and institutional investors, the number of new SFR and BTR units is expected to decline sharply, from 34,000 in 2024 to just 9,500 in 2025, a 73% decrease.While demand remains, rent growth in this segment has turned negative, falling by 0.8% in Q2 2024 due to higher vacancies in 2023.

Although tends to be regional a lot more than passive investing.. there are still red hot markets in the US for new builds and some markets are very soft to declining..

Simple, get the book: "Lend To Live".It's "the Bible" of the lending business and it's featured here on BPhttps://store.biggerpockets.com/products/lend-to-liveMike