I would advise against an "all-in-one" product but probably not a lot of time to go into that here so, let me just answer the question - try some local real estate meetup groups in your area.

I've not been able to in years, we just line up buyers and go the full length with them on the contract rather than play games. 

But, generally speaking the 3 month seasoning products are pretty terribly priced with 3-5 year pre-payment penalties. 

Wyoming is a fossil fuel state, and we still make 22% of our electricity from wind and solar.https://yaleclimateconnections.org/2023/02/us-state-with-most-renewable-energy-production/#:~:text=Texas%20produces%20the%20most%20renewable,of%20electricity%20from%20fossil%20fuels.

There are some products out there for 3 months seasoning as well. 

i appreciate any valuable info about the loan product !!

These loans are often found primarily in larger commercial real estate and is a very specific loan product. 

This Dealmakers Guide is apparently really a great product, but I haven't found a cheap copy worth buying.

Hello,I know this has been posted a few times, but as the landscape for these products tends to change frequently, is anyone aware of any lenders that are offering HELOCs on a rental property (duplex specifically) in Texas right now (Aug 2024)?

If it is production builder, you're probably getting what they offer you.