Germantown has plenty of opportunities, especially if you keep an eye on areas with improving infrastructure or schools.

I personally don’t see LP syndication investors as Real Estate investors.  

You have already admitted that you treat each person differently. 

You are going to send your wife to personally unclog that toilet.

Right now, I’m seeing max LTVs closer to 80% on purchases, though before COVID, we sometimes went up to 85%.Also, keep an eye out for lenders who promise amazing terms but demand large commitment fees upfront.

I would imagine Long Beach is complicated to get into the STR game but I don't personally invest there so not sure.

(Interesting, because the best guess I’ve seen is that John maybe personally grossed no more than $10 million from this mentorship over a 8 - 9 year period of time).

They prioritize personal development.

Due to the current interest rates, you probably can't live for free, but you can definitely learn how to house hack in that first year, reduced your personal housing costs, learn the rent by room/co-living strategy on-site, and then probably break-even after move out, but most importantly, it is possible to make that work in 2025 with today's rates.It just takes being open-minded and willing to be flexible for the 1st year.  

Your personal loan has a 5 year balloon period.