I'm trying to wrap my head around working with investment capital long term, and there's also the potential for some seller financing from the building owners, and my cousin is on the board of a bank which could also come into play.

In your situation the OA is going to play a more substantial role because you have a partner.

I'd be interested to hear how you approach evaluating a borrower’s past performance and how that plays into your final lending decision.

I've tried many different strategies, and all have turned out average...economy of scale and systems & processes play a key role in long-term success.

But I'll play along...   

There's a price/rent lag because leases are typically for a year so there's the delayed effect of old leases playing out before upward pressure on rents does it's thing.With that said, there's also your ability to refinance out of that rate and improve the rentability of it that way.

For rental property owners, the court will pay particular attention to the total net income of your rental.So, how is rental income calculated, and how does that play into child support payments? 

Hey Matthew - Rates can vary depending on the specific scenario—things like property value, LTV, cash flow, credit score, and whether or not you want to buy down the rate with points all play a role.

Broker will end up paying, if Saurabh Patel plays his cards right.

You could consider house hacking to reduce out of pocket expenses.It’s definitely an appreciation play not a cash flow play but with the federal government here appreciation is consistent - you won’t get super high appreciation like some places but also don’t get high depreciation as well.