The.problem I had was the test consist of every aspect of.hvac. 

To echo a lot of previous comments, regardless of the lender you are sourcing financing through, the experience aspect truly depends on the loan officer that you are working with directly. 

It's the biggest scam in the transactional aspect of real estate.

The more info you can give to your guests and the more transparent you can be about all the different and unique aspects of your property or hosting style will pay you dividends. 14 - Dishwasher!

It's not about risking just your tenant or the rental aspect itself-- you could have a personal life issue that now lets the real estate become accessible.

While reading the BRRRR book, I became confused on the financing aspect of the process.

New, but I am educated in some aspects of real estate investing.

Real estate investors should consider key tax aspects for financial optimization and compliance.

The people who do it make their money in other aspects & Property Management is kept around to help fuel those activities, provide economies of scale & additional presence in the marketplace.

You can do DSCR loans /Bank statements/ Hard money loans, where they only focus on how well the subject property performs in terms of the rental aspects or the ARV aka after repair value.