They also have their own property management arm (which I use) and have affiliated contractors if you need work done.  

So even if the lender is going to keep it inhouse, they are not going to take on a risky loan without charging you some premium.Most likely the terms will change and will be that rate but a 5 yr or 7 yr ARM (30 yr amortization).

The lease is not so explicit.  :(  It just says that they are responsible for the damage that they cause.

But finance arms don’t offer the liar loans of the bubble days. 

If someone would have given me a little advice on how to do things without charging me an arm and a foot, it would have helped me tremendously. 

Even if the listing does not explicitly state owner financing it is still worth asking the seller if they'd consider it.

If you haven't had that conversation explicitly then that's they keyword to bring up.

Here is a link to the IRS for reference: https://www.irs.gov/retirement-plans/plan-particip...All transactions involving your IRA must be 'arms length', you personally or any business that you own must stay away from such transaction as far as possible.

@Joseph Illing@Dave Foster is correct. 1031 exchanges have to be an arms length transaction.

I would recommend looking into either a longer term loan such as 30 years or an adjustable rate mortgage (ARM).