I’m trying to keep things moving, but this $20K requirement is throwing a wrench in my plans.

I plan to live in it and then rent it out in a year. 

If I have several options, I would prefer a HELOC with no initial draw requirements (i.e. to establish a literal line of credit that I have no specific short term plans to use), i.e. not something like the better.com HELOC. 

I had been dealing with them for several months due to the development of plans for a property I own.

The replacement property and planned improvements must be identified within 45 days and completed within the 180-day exchange period.

They can offer valuable insights into the local market, potential rental yields, and specific considerations for a rehab project like the one you're planning.

I was planning on searching here today to see if I can find any meetups in our area.

Habitutal seems the better plan unless the amount owed to you exceeds what you expect they can pay. 

I am getting started in real estate investing soon, and I want to plan for the best course of action.

From the public website,The BetterLife Tribe program offers everything you need to achieve real estate success:Monthly Calls with Brandon Turner and top real estate experts, providing you with insider knowledge and strategies.1-on-1 Personalized Coaching to tailor a growth plan specific to your goals and challenges.Access to the reiOS System of Success, the exact operating system Brandon used to scale Open Door Capital to over $1B in assets.World-Class Real Estate Education and Tools that equip you with the skills to dominate any market.A Thriving Network of 1,000+ Active Investors ready to support, inspire, and challenge you on your journey.Seems like a great program like many do in the marketing materials