Prices in Dallas, for example, are higher than they were in 2009 before the crash.

The market crashing helped me a lot.    

I started buying properties shortly after the crash with my cash on hand and personal credit (option 1, up to 10 properties, although at the time it was hard to get more than 4).

Some have postulated that with the renminbi being devalued and the Chinese stock market 'crashing' (only back to Feb 2015 levels) that foreign investment from China would slow down but anecdotally at least we haven't heard that from our Chinese clients.

Essentially, I was carrying so much stress around, my brain and body would sort of short circuit and I'd end up with a full on seizure - the whole enchilada with a crash to the floor and muscular spasms and contractions for anywhere from 15 to 90 minutes.  

I don't want to get over leveraged and risk losing anything in another housing crash.

Hearing stuff about "Lehman Brothers", "Bernie Madoff", and stories from a  a co-worker during college who has been trying to retire since 2000 (but failed due to losing money the dot-com crash, Enron, and the "Great recession") made me skeptical of investment "experts."

It took 2 months on market and I were so scare market crashed at that time but needs to hold 2 years to get tax free gains as primary residence

Chris Dodd and Barney Frank - retired senators from CT and MA I think who sponsored a bill after the financial crash in 2008 which implements a number of regulations that impact lenders.  

I use a state and federally licensed RMLO so I am SPECIFICALLY complying with both state and federal regulations.I was a licensed loan officer until I gave it up during the crash as it was a waste of a license when no one wanted to buy.