As others have commented - DSCR Loans tend to be a great solution for people in your exact scenario - fed up and tired of giant hassle and paperwork for conventional or bank financing - not worth the often pretty small benefit in rate or terms.Check out this article I published last year on BiggerPockets on what to expect documentation wise for DSCR Loans - they have become a nice blend between solid underwriting and doc sets needed, but not too much (and not too little like notorious "no doc" loans)https://www.biggerpockets.com/blog/what-documents-do-you-nee...

I search on google but all I get are articles and lenders who require higher appraised properties.thank you

One of the articles I read says the law allows you to view their camera feed.

Well, VRBO is getting harder to work with. https://help.vrbo.com/articles/What-if-I-need-to-cancel-a-re..."

I wrote a great article on this somewhere in the forums, but I cant find it at the moment.

I will bring equity and planned to be responsible for 50% of any maintenance expenses.Reading other articles on the forum it seems like a 50/50 split of equity in return for the work listed above may be standard but thats why I am asking the community.Any additional thoughts are greatly appreciated.

Also read this article and watch the embedded video put out by Propelio.

Do you have a resource you can recommend whether it's a YouTube vid, book, or article?

I found this article by BP on calculating ARV, I hope it helps!

I would just go with Florida, you can jump on Sunbiz org and complete the company info, and fill out your articles of inc.