However if the bad applicant was say an adult child of the other two and had medical judgements I would accept.   

Now if you are an adult with a history of bad credit the likelihood of that changing is slim and I would pass.  

I prefer to read stuff geared towards adults...Rush is a big fat pigs!

"fluffing" is a term used in the adult industry - and while its certain some people expect an agent to perform this service in the course of a deal, it isn't a subject that is taught in re school, nor does the term appear anywhere in the code of ethics.

Hi Kevin, just wondering, as to your general investing attitude, have others screwed you over most of your adult life?

I could never understand why young people who are supposed to be starting off their adult life found it wise to go into a bunch of debt when there's no guarantee of work or no strong drive or calling.

I have had an 800+ credit score most of my adult life (from ~25 years old through today) and I've followed a very simple strategy that an old coworker shared with me.

Super long shot here, but I was wondering if there was any advice out there as to what would be a good tangible Christmas gift for an adult to get a parent who is into investing, real estate, and individual stocks.

Older adults may have some understand of much of this from their life experience but a 12th grader likely would not.

Teaching kids about money when they are young gives them several years of making mistakes with money so that by the time they at an adult they already know how to manage money well.