I guess I'm looking for mentoring from someone who's track record and reputation line up with my values and what I want to achieve.

Focus on properties that align with your financial independence goals and be prepared for market fluctuations.Your strategy of balancing cash flow with capital appreciation while aiming for financial independence is sound.

Many successful investors can attribute their achievements to a cooperative partnership and a shared vision for financial growth.

These two achievements will definitely help you in securing funding for future projects, as private lenders consider experience when deciding what leverage they're willing to offer you.

First off, congrats on making it to your senior year—that's a huge achievement!

But Gino can you pay your credit cards every month or do you have to carry a balance ?

So regarding ‘the old’ when to buy strategy I beleive that should come from a balanced place of financial stability, wisdom, knowledge, experience, and gut instincts.

IMO a bigger red flag would be poor record keeping on expenses and other documentation that would indicate property condition.Anyway, you're ultimately purchasing the income stream that *you* can achieve, not what the seller achieved.

Your 401k administrator will help you set this up and usually you have to make monthly payments. 4) If you default on your 401k loan, the entire balance is distributed to you, then you have to pay taxes and a 10% premature withdrawal penalty.

But if you ARE the person who can achieve X (whatever your goal is) then the how will reveal itself.