I cited a book that did a large amount of research... here's another asset allocation table for assets held by accredited investors.

Charles, I feel crowdfunding has tremendous potential, but right now there are 7 significant limitations that are holding it back:Not enough overall investments to diversifyNot enough core investments to diversifyToo high minimumsLimited to accredited investors onlyExtreme investment fragmentationOnerous education requirementsDifficult due diligence requirementsThere are ways to mitigate several of these issues, and if you're interested in learning more, I encourage you to look up my detailed article on the subject, from my site.

If we're using other peoples' money, at some point, we'll need to gather funds from more than one investor.So, my question to all of you is this: At what point in using other peoples' money do I need to use a Private Placement Memorandum (PPM) to raise funds and, conjunctively, when do I need to restrict participants in my deals to only those who qualify as accredited investors?

Due to SEC regulations, I can not post much here but I would be more than happy to give you some options that you can do without being an accredited investor.Please contact me via BP or my profile.

I was home schooled from second grade to high school years, and when I turned 15 we moved to Virginia from Connecticut.

If you have more than $1 million in assets, you're considered an accredited investor.

Some will have to invest in "funds" (really operating companies) as things evolve because those are likely to be the only suitable constructs under Title IV for non-accredited investors.  506(b) and 506(c) will continue to dominate SPVs and single purpose raises for small projects.  

Question.. how does the involvement of a foreign accredited investor/entity in a US securities issue affect the issue?

They saw the proof and closed the case.2) More importantly, we chose from Day 1 to never become BBB accredited.

Regulation A+: State Regulators Take the SEC to CourtFor those non-accredited investors wishing to invest you may need to wait longer.