@Jerry Chilimidos,Here is a list of lenders who specialize in lending to IRAs and 401Ks:https://www.biggerpockets.com/member-blogs/2810/50272-list-o...I don't know where your rentals are located and how they are performing but selling might be an option vs doing cash-out refi.I would certainly consider option C.

So all of the gain and depreciation recapture are initially still tax deferred.However, like Joe said, the down side is later when sold  you lose the 1031 option. the client will pay tax on all gain and depreciation recaptured from before the 1031 also. 

The condo will limit the rental options to age restrictions. 

I’m considering doing a cash-out refinance, not sure what the best options is , to use the rental property or the rehab property.

or options 3, 4 and 5 don't supply washer and dryers and either the tenant provides their own, rent appliances or goes to community laundramat.

If you need an option that isn't as document heavy, a DSCR cash-out might be a viable option if it's an investment property.

Quote from @Patricia Steiner: There are several lenders who offer low/no closing cost options for first time homebuyers.

If you're open to expanding your options, you may want to check the Columbus OH market. 

I have heard about doing deals with little to no cash down but I'm skeptical about whether creative financing options are truly viable.

I really like Lease to own option to get into deals without having to take on massive debt.