Compliance items such as adding smoke detectors, hand rails, fire resistant garage entry-door and new stairs outside.

Not a singe mail item sent yet.

If so, are you concerned about Spain's tax system on worldwide items?

You make the payments to the lender.Oh, and just in case, there are more items to know about when considering a "sub to" transaction but this is just a comment on the payment aspect. 

I haven't filed a claim all these years but insurance is for the what-if and to be used for the high-ticker items, but chances of damages exceeding the 5% is low.  

Reassess whether you need the home warranty, flood insurance, or other items.

Review what happened and determine why each item was above or below your expectations so that you can properly plan for next year.Review your prior year goals.Did you buy all of the properties you set out to purchase?

turnkey section 8 is not going to be like buying a brand new home there will always be differed items or stuff that does not work etc.. age of homes makes this impossible. then you add section 8 tenants and  there you go

There are two items that you need to completely solve this problem for your rehabs: properly built Design Boards and a Finish Schedule.

At the end i will add a list of items why adding a single ADU in single family zoned areas may not be the best RE option.The most common value add is via a rehab.