Andrew is my preferred lender and fellow investor I used for my DSCR (and traditional loans) loan for rental properties.

The cash plus program you described is what's called a deposit sweep program which just means they are using multiple banks to make deposits at since traditionally each bank will be limited to 250k in FDIC.

You need a commercial investment-focused broker with no seasoning requirements or not as strict as standard traditional guidelines.

It is a wood alternative that clicks together, making for easier installation compared to traditional hardwood floors.

Understanding these nuances will help you leverage DSCR loans effectively without unintentionally limiting your ability to qualify for traditional financing down the road.

.✅ Seller Financing – If a seller is open to it, you can negotiate terms that work for both parties.Hard money and non-QM loans do have higher rates than traditional bank loans, but they allow you to keep growing without being limited by big banks' property caps.

Also fully understand the refinance guidelines for any DSCR, or Traditional loan products you BRRRR into.

I do not want another traditional rental property.

I've heard that renting by the room can be a great way to boost profits, since you'll end up collecting more in total rent than with a traditional lease.

This is very non traditional in the short term rental space, as all stays are paid in advance.