The only thing I would have done different is that I would have handed off the letter requesting my insurance carrier to my attorney and not put a claim in.We NEVER hand out our insurance information until our legal counsel suggests it and even then, we let our attorney handle any claims.

Instead they take them to the candy rack and get them a Snickers bar for being bad.Everyone that is in foreclosure at IndyMac is already going to get a free ride for a year or so, why not give everyone that doesn't know how to handle their finances a free ride too.Fannie and Freddy are independent businesses and they're getting a free handout from the government too?

Where's my handout?

It is nothing more than irresponsible behavior from an investor who wants a handout, nothing more, and I think it is the root of the problem here in the US.

When it becomes apparent that we can't afford to give handouts to all the deadbeats in this country, what do you think will happen?

More handouts!

Hand out business cards to everyone you know.Real estate is a hands-on people business, not a 'stay at home and look on the internet' business.

With about one-third of the people in this country being lazy deadbeats who get handouts, our share is actually more like $150,000 per family.

Hand out cards, hang fliers, drop by open houses, network with realtors, run a classified ad, create an internet presence or join your local chamber of commerce, offer something freeYou can also buy leads just to give yourself some practice.

I do not want ANY hand outs.