I have a few banks and family offices I've worked with for years that will definately do the deals with me. 

Either that or gping with my other option of installing a bathroom on the second floor and including it with the garage as an office space.

I would find a loan officer that does both conventional and FHA renovation loans to compare which has better rates and terms for your situation.

Commercial, in terms of CSLB is retail, offices etc.

I had a call with a loan officer yesterday and I am very intrigued, but haven't heard much in recent discussions for this product or found anything in the search bar for this bank. 

I am looking to grow my Commercial office and STR management portfolio in 2025. 

My recommendation would be to get approved as a Landlord, contact the director's office and request that an inspection be completed before a tenant is selected (sometimes they will do this as long as you select a tenant within 14 days - which you want anyways), and have an online application and screening resource in place.  

I've had smooth loans close with Kiavi and I've had rough ones, same with Roc.When Loans start to be troublesome:1) The borrowing entity docs are a mess2) The appraisal numbers are lower than expected3) Messy background reports4) Loans happening in an environment where market/rate fluctuating unpredictably 5) Your loan officer and their team are poor at their job6) Title issues that depend on county docs, that can be slow and painfulThere's more but it's Friday and I'm tired....

Amy Vaughn will no longer serve as the chief financial officer ("CFO") for RAD Diversified REIT, Inc.

The pandemic forced people to work from home and having spaces that worked as offices became important.