In the 2024 insurance market, CA is hard to place, so even though you could force them onto a single policy, it may be more economical to keep them separate.I'll send you a note with the carriers who can do this for you.

Good to know as I have a property coming on the market and we had one off market offer already all cash but at 10% list price discount (which we most likely will reject).Curious if you think the california fires will assist the market since many of those people need places to live for years and I am guessing some will flee california?

I have heard that CA is very competitive and very difficult to find deals in.

I can save a fair bit on state tax and rent as I'm currently living in California. 

We have continued to work with Teresa Fernandez the local go to real estate agent in Coalinga CA.

Quote from @Sean O'Keefe: Correct, California is uniqueThis is a rather diplomatic statement, Sean  ;) 

I need more advice
Just now I suddenly had an idea, the land left by the LA fire and SB-9 (SB-9 allows single-family residential lots to be split into two lots)
Is this a good opportunity?

I received a quote in Southern California, but it requires year-round accounting at over $6,000 per year.Would a general tax professional be sufficient, or would I risk missing out on significant savings?

Quote from @Jesse Rivera: I disagree about buying in CA.

Devin Stewart CA Lic #4426511