I do not make enough money to survive from managing/owning these.

I don't know how that business could survive long-term with such low rates.If those numbers are accurate and you can net $38,000 a year, then it's worth holding onto.

this was the only refund by RADD mentioned in the 66 Google reviews/responses on their Google listing, and it was in response to an investor who had filed an SEC complaint, so everyone who has invested with them and has been denied a redemption, please file SEC complaint, but still more likely that a chronically depressed Lemming will survive the annual ocean crossing than you will see a dime of your investment anytime soon. 

The average company only survives for ten years, while even large companies typically last just 18 years.

The team sport model is how many syndications operate.

I never want to have less than that in savings, because in the event of a huge market turn I want to be able to bail myself out and survive.

We comfortably could use the cash flow but could probably survive if reduced by half but only as long as have our tenant at the primary residence.

All lights were green and there was a pileup, leaving behind a mess of twisted metal and broken glass, and a few personal injuries to boot.The syndicator crowd coined the phrase "survive until '25" under the hope that by 2025 interest rates would correct and their deals would be fine. 

I'm still in reconnaissance mode... so need to collect as much information and knowledge as possible before deciding what to do.  20-80 is more of a rule of thumb and not a "magical" ratio.

I am also interested in the area and in research mode.