But it's in your interests to make sure the property value makes sense and the borrower has skin in the game.

But since I am not an elder care specialist, I have to defer to Nancy and Dr.

it is technically a real thing but very rare, and there is plenty of historical data out there that shows those who have less skin in the game are at a far greater risk of default by a factor of 5-7x.

Maybe you could get your City Council members to contract with lead pipe replacement specialist contractors and just add it to your city taxes or something???

The lenders simply are not interested in financing a deal where the buyer has such a small amount of skin in the game.If you don't mind, can you touch on how you were able to obtain the type of financing structure that allowed for a seller-held 2nd mortgage? 

My experience has been that purchase transactions where the buyer has no or little skin on the game have a default rate many times that of buyers who place a significant down payment into the deal.  

In my first company, i was a Real Estate Acquisitions Specialist.

They told me they never trained for that, just reacted to save their own skin. 

Meanwhile your website lists 11 staff members with the following titles: CRM/Email manager (1); SEO Manager (1); Content Creator (3); Director of Advertising (1);  Digital Advertising Specialist (1); Event Logistic Specialist (1); Chief Creative Officer (1); Social Media Manager (1); Senior Social Media Engagement (1)How is this overhead optimizing your real estate portfolio so you can return to making distributions?

They have more skin in the game then you do.Make sure you get clear title.