The migration from CA to TX is shrinking now.

If you take out Gap funding at 20% and 5 pts, you room for error shrinks even further. 

If you are competing with individuals that are cash buyers (which is typically the case) that may help shrink the gap between  your projected closing time and theirs making your slightly higher offer more competitive to and individual who needs to close FAST. 

File sizes are too large and i don't know how to shrink them......

That way you don't run the risk of shrinking your buyer pool, because in the end, every little extra add on money-wise is a deterrent to the end buyer. 

I would guess that the number of properties that are owned free and clear that don't need the money immediately may even shrink that pool even further.What if your seller had the ability to sell his/her note for cash at a discount after approx 6 months? 

We are also going to shrink the deck a little to increase the size of the usable carport for parking.Interior is going to be completely renovated.

m=9&y=17&utm_source=HAR%2FMLS+Master+List&utm_campaign=37e6c93251-January+2017+MLS+Release&utm_medium=email&utm_term=0_5c0a7c027d-37e6c93251-252424337Houston Real Estate Highlights in August, 2017: Hurricane Harvey ended ten consecutive months of positive single-family home sales, as volume plunged 25.4 percent year-over-year with 5,917 units sold;Despite Harvey’s rampage, single-family home sales remain 1.8 percent ahead of the 2016 volume on a year-to-date basis;Total property sales dropped 24.2 percent with 7,077 units sold;Total dollar volume fell 22.2 percent to $2.0 billion;The single-family home median price rose 3.0 percent to $231,700;The single-family home average price increased 2.6 percent to $296,418;Single-family homes months of inventory grew to a 4.4-months supply, but is expected to shrink with strong consumer demand for housing in the wake of Harvey;Townhome/condominium sales dropped 31.4 percent, with the average price down 1.1 percent to $196,230 and the median price up 2.0 percent to $159,000;Leases of single-family homes rose 9.4 percent with average rent unchanged at $1,857;Volume of townhome/condominium leases jumped 17.0 percent with average rent down 2.2 percent to $1,551;HAR continues to encourage anyone who has housing available for temporary occupancy (up to 12 weeks) to please post it on our Harvey Temporary Housing page as soon as possible at www.har.com/temporaryhousing to provide housing to those in need.

The market value rose from $165 to $187 during my ownership, but rent was flat, shrinking the yield.

@Paul Bergagna I agree with @Minna Reid, the buying pool will shrink.