Some areas may have restrictions that could complicate things, particularly around who can provide alcohol and to whom.If wine isn't an option, you could consider alternatives that are still local and personal, like a handcrafted bottle of olive oil from a local farm or even a basket of locally sourced snacks.

Some have said it is based on oil or energy over the years--term petro-dollars came into existence....with the basic idea being our economy was based on the strategic use of fuel to do things like build buildings, roads, houses, cars, etc.  

Did you know Odessa has been one of the top-performing rental markets in the U.S. for mid-sized cities due to its oil industry?

This was a well oiled machine with not a day going by that emails were not answered.

I'd have went with all stainless/chrome/brushed nickel OR oil rubbed bronze is what I have been using lately.

Oil Refining Capacity transfers through the Port of Mobile, which ranks the port as 10th in the U.S. for imports and total foreign trade, with a $10 billion impact on the local economy.- Walmart has just opened up a brand new distribution center consisting of 2.6 million square feet, and provides more than 750 new jobs.Economic Information -The City of Mobile has seen extensive revitalization and tremendous economic growth:Business/Corporate Sector- Construction of a new Airbus jet assembly line at the Mobile Aeroplex at Brookley should move forward rapidly during the coming year.

Upon graduation from college I started work in the oil & gas industry 80+ hours a week.

If you are looking at a loan amount of 100k then I wouldn't recommend refinancing unless you are shaving at LEAST a full percent off the loan and likely that wouldnt even be enough.  

You're right, we shouldn't judge all gurus, only 95% of them are snake oil salesmen.

They’ll demand answers to ridiculous irrelevant questions like what’s the viscosity of theheating oil in the tank.