I am looking to join a mentorship program to help lower my learning curve and until I find it, I am educating myself with books, as well as YouTube University and great advice from the BiggerPockets community.I do work full-time in a career that I love and is very rewarding, but I also know I won't attain my goals with my current job.

Also curious if people use an agency or an individual.

I don’t know why anyone would take that risk for little reward.

Each individual needs to assess their own ability to handle costs over that time frame when cash flow may dry up.

With more risk comes more reward.

(End)Unfortunately, HOAs are often ran by individuals who are not the most knowledgeable on regulations, accounting practices, and more - and property managers do not want to intervene for fear of losing the contract. 

I’m here to connect with like-minded individuals, gain insights from others, and contribute value wherever I can in the real estate field.

I am a single individual, no dependents, only live and work in PA.

People reward you with there appreciation and $$$$. 

I truely believe that you shouldn't keeping waiting for the "right time to invest" the sooner you invest the sooner youll be able to reap the long term rewards.