I imagine those renters will fill it and then not access it much, so it shouldn't be a bother to your tenants.

Real estate actually takes access to capital and/or credit. 

@Jackie Liu what can you access on their portal?

Some "captive" agents like Farmers, Nationwide, maybe others also have some market access other than their namesake, but unless things are different there State Farm has State Farm only so when they're done, they're done. 

They do offer access to mutual funds, but I do not love this option.

@Placeholder PlaceholderOne word of caution I would advise: If a community or local government is enacting restrictions and also regularly enforcing them, then its often a reflection of the local community sentiment which increases the chance of a neighborhood or nearby resident calling you in if they think you may be running an STR.

I have access to contractors, lenders, and have a very strong balance sheet, so just need to find the right deal and get access to comps.

You must register an account to access and use many features of the Airbnb Platform.

The borrower gets the benefit of having access to capital fast and the lender gets the benefit of charging a higher interest rate and not having to pay taxes on the profit.

Each are great strategies to access capital and each has its pros/cons for utilizing the strategy in the best way.