I've been tracing wholesalers in califonia for months, like nothing other state finding individual wholasalers in califonia is quite challenging I don't know if it's because the house prices are too high compared to other markets.

They use a credit system where they give free skip tracing for 250 numbers+250 emails+250 email sends (which is nothing) then you are paying .08c for 1 number or email or address.

To find out the amount of the subordinate lien through the NSP program, you’ll want to pull the title report for the property.

Personally I think this is where a lot of sale lease back programs fail the seller.

congrats on the Naca program I have sold a  handful of my OREO to Naca buyers.. its a great program takes some resolve to go through their initiation process. 

If you are looking to buy in PA, its possible you can qualify for PHA KFIT program that gives you a 5% closing cost forgivable loan.

Most DSCR programs will want you to have owned the property for more than 6 months to allow you to use appraised value instead of cost.

There are 30 year fixed options and there are generally programs for 1-4 units and 5-8 units. 

Your interest rate, on a fixed rate loan, should remain unchanged and your mortgage should not be called due.However you should still confirm that this is the case with your lender (and read your mortgage commitment) out of an abundance of caution and because some loans and programs do require a longer seasoning period.

I'm on the hudvash program and have been on it successfully for 16 years.