However investing in DIRECT real estate investments differs considerably from investing in mutual funds, index funds, bonds, money market and REITs that most investors are familiar with.  

After half a lifetime of working and saving and investing in index funds while renting, im ready to make the jump into a new asset class.Looking to owner-occupy a multifamily in the city of philadelphia and hopefully pass a portfolio on to my kids someday.open to any and all advice!

I've identified one that I really like and have been actively digging through the Grantor/Grantee Index at the local recorders.I have a few questions:1: The home was originally bought for cash, and a few years later a “Cash out loan” was taken.

A skilled operator can still make money there, but if you are long distance, have no connections to the area, and just like it because it is cheap, it's probably going to take a lot of time/hassle and underperform index funds.

[1] https://www.expressnews.com/news/article/san-antonio-population-growth-2023-19761294.php [2] https://realestate.usnews.com/real-estate/housing-market-index/articles/san-antonio-housing-market-forecast [3] https://www.noradarealestate.com/blog/san-antonio-housing-market-forecast-2025/

For me doing this gives me the flexibility that if something comes up I could use this savings in two ways for emergencies and for my savings goal.I have in the past taken more risk and put the money in low cost index funds within my taxable brokerage account like VOO but there is risk here. 

I stumbled upon BP, asked dumb questions, received a lot of great (free) advice and help, and I now own 5 investment properties (2 of which are mid term) along with a current live in flip, continued success in my career and index fund investing, and hit financial independence at 41.

I have been buying stocks, index funds, and Master Limited Partnerships (which I will get a Form K-1).

Look at the debt expenses, lack of savings, and then look at the flight to quality in passive investing vechicles(nvidia,s&p index).

The book gives an overview on index funds and real estate.