The contractor also committed to informing me and getting my approval for any cost changes during the project.

Do you have to commit to only serving one type of resident over the other?

Make use of the 6 month period, don't commit until you're ready to spend the time. 

I dont want to commit a felony or fraud or even less go to prison.

We sign an agreement that commits their non-refundable payment for a brief period (usually 5 days), during which time I call landlords and employers, and dig online.

He's an acquired taste but I've read many of his books and maybe I'm a fool, but I believe he is genuine in his commitment and drive for success.

-Do you have the title report/commitment/policy?

Long story short if you are committed to house hacking the sky is the limits and there is endless possibility, it really comes down to your comfort level and where exactly you need to be in New Jersey.

I can accept a lower return but meeting some time commitments and returm commitments is paramount.

This aligns with the principle that you earn 10% of the value you create.Hedging Risk Through Long-Term StrategyJust as pension funds mitigate risk by diversifying and committing to long-term growth, this model spreads risk across various income streams and a timeline that prioritizes adaptability and stability.