You would be better off putting money into a fund that performs at 6% to 8% somewhere with appreciation. 

A cost segregation study was performed on this single family home in Iowa City, Iowa with a depreciable cost basis of $649,900.

How do these deals typically perform in terms of cash flow and equity growth? 

Also, because you are at risk if the leasee fails to execute properly, you had best have a great lease and the ability to check on their performance. 

NOT judging, I am truly curious the mindset's of such persons.

It's been awesome, not only from its performance but it's our go-to place for vac or long weekends.

But it sounds like you should also balance your decision on what fits you and your families preference and style since you will be using it personally. 2.

As it's been non performing.

Your name and credit would stay with the existing note, which you would keep paying on - ideally yourself with money you receive from the "buyer", because if they don't pay your credit is wrecked and your house is in foreclosure.If you search on here you'll see everyone and their brother looking to do Subto and it's a nightmare unless the buyer has the funds to pay the note off if/when the original lender figures out you don't occupy the property any more and are attempting to do what you want to do, since most loans are going to specify that performance.  

A tiered system works well: reward individual performance (e.g., quick work order completion) and team-based success (e.g., overall portfolio stability or income growth).Be cautious when setting pay expectations.