If you're considering investing with them, verify every number line by line to avoid costly surprises. 

Have you leveraged lines of credit, private lenders, portfolio loans, or other creative financing options?

your not obligated to pay anyone you chose to pay them .. then blame them. 

Bonus points if you can convert an office space or finish a basement.

My recommendation is to call some local hard money lenders and perhaps attend some localreal estate clubs to ask what others are paying or charging.Yes, HML rates have been going up.

I think you would qualify for Jelly of the Month Club as your bonus

Why not just sell it and get a cheap car, pay cash?

But like @Ryan Harrell and @Min Zhang said, be prepared for a counteroffer or an outright rejection.As a rule of thumb, if I were you, I’d ask myself: if I had to pay full asking price for the property, would I still want to do the deal?

Quote from @Jokari Trueheart: HI, almost 11 months ago I purchased 3 duplexes and I borrowed the funds from my personal residence which I took out a equity agreement for the down payment on the investment property, great idea at the time because I have 10 years to pay it off and theres no payment requirement, but , I learned more about the consequence that it takes a large chunk of my equity the longer I take to pay it back, so my goal was to refi cash out the investment property to pay it back but I don't think theres enough equity yet to pull the full $106k needed, I only borrowed $88k but with the equity percentage for one year i'm paying about $18k in equity on top of the amount I borrowed if I pay it off in year one, so I need this paid off ASAP before it increases more.

Bottom line: There may be large monthly cash flows, but they won’t be going into your pocket :(Positive InteractionsTo be fair, James Wachob and his team are pleasant to work with.