@Leon Yang , I've already refi-ed my SF condo, I'm on an 5/1 ARM at 2.75% that goes adjustable (LIBOR + 2.50%) in 2017.  

@Steve Yang @Dotan CooperBe very careful with section 8 in Indianapolis.

@Steve Yang..Did you find what you were looking for yet?  

My partner (okay, i'm bias b/c he's my husband) knows all the constructions, building, woodworking, the fixing up logistical stuff, and I'm the finance  and design.. you will be 100x happier and more successful if you find a partner that's a ying/yang... a partner and a mentor to match your strategy!  

I saw this last time too where all these flips shows came out, seminars from educators were rampant, news stories were once again touting real estate as in vogue and a juggernaut that can't be stopped.I know agents right now buying cars,big houses, trips out the yang thinking (this is awesome).I am trying to make smart investments today and hold a certain liquidity position to take advantage of discounted assets in the future.There is talk that Trump's plan for reducing corporate taxes and road improvements might extend the cycle out 2 to 3 more years but nobody knows for sure.

It's a pretty broad question not knowing your friend @Freddy Yang.

Quote from @Steven Yang: I think Theresa read the law wrong.

&@Shanahan Yang I appreciate the bluntness,  we are on the same page and Its good to know that im not crazy 😜 Redgy 

It's not black and white, cut and dried, or ying and yang!  

http://www.biggerpockets.com/renewsblog/2013/04/11/bp-podcast-013-seller-financing-leon-yang/This podcast may help a bit.