It is usually difficult to take money against it from the bank, it might not be a 1:1 value add - meaning if you invest 100k into an adu it might not raise your value by 100kThat being said, it can be pretty lucrative especially in expensive and sunny CA - since building lots are no where to be found and existing real estate returns are very poor.My partner builds these units.

I guess that is partly why bitcoin exist, to eliminate those cross border fees. 

While you may not qualify, it's crucial to know what exists so you can have informed discussion with your accountant.

Find someone you know, like, and trust, then partner with them on a deal.This doesn't have to be an existing investor.

I am not a bankruptcy expert, but isn't that procedure used to release people from existing debt but not monthly expenses.  

zero risk, there is absolutely zero risk when you pay off existing debt :)

Human nature is fallible and any business that exists out there is run by humans.

Building on existing land helps eliminate the issue of land scarcity, which is a significant challenge due to California’s high real estate prices.

Real Estate Professional status is explicitly not recognized by California, among many other beneficial tax rules that exist on the Federal level.

build it instead of buying it. especially in the 5-50 range you are going to get garbage that's 80-120 years old in c neighborhoods. i can find land in almost any zip code and make the numbers work in columbus. or partner on a project locally. just my 2 cents but build to rent is much stronger right now in my opinion in columbus than buying existing assets