Any economic book that does not base its material on “Modern Monetary Theory”.

Admittedly, im just a simple bloke and all-things-real-estate and perhaps paleo monetary enthusiast.

The 2 beneficiaries can secure & record a lien on the property for their monetary contributions to balance out the percentages of ownership upon inheritance. 

You could also look at interest rates and monetary supply, interest rates probably are not going anywhere until monetary supply comes down - but in speaking with some banks they are losing money month over month on deposits which really hurts banks.So a lot of moving parts in the economy, all I will say is people need to understand what happens if things get better or get worse.

While rate reductions may be on the horizon, Powell's tenure's end in 2026 adds uncertainty to future monetary policies.

All monetary accounts had POD or beneficiaries listed (my sister and myself)  We did not want our parents'names to be tarnished by not paying the yearly taxes and their names published in the local paper as not having done so. 

In the future, you’ve already built in a transparency of the monetary value for the contractor position, should the salary be  “waived”, “discounted” or “delayed-til-closing” as an added investment element.  

The regulations and hoops you have to jump through often negate the monetary benefits.

If the Feds hold tight and coast with the monetary tightening they could achieve the soft landing they keep aiming for.

Some investors / flippers of very inexpensive vacant land do self-close, where the cost to close with a title company (most often requiring that you purchase title insurance, which comes with a minimum cost just for issuing a policy) approaches or exceeds the monetary value of the land.