So, yes, you'll get a lower percentage of the cash flow (which isn't that high anyway for long-term rentals like pretty much anywhere in the world, including the US) but you'll get appreciation and loan amortization.b) You successfully invest in STRs and make enough money that you don't care that much about the higher taxes.To conclusion, as a foreigner investing in Spain, with a few exceptions of specialized niches, I focus on areas that have (high) capital appreciation and short-term rental potential.Hope this helps.

I’ve been working with several lenders for DSCR loans, but I’ve found that the fees are quite high, with minimal benefit in terms of lowering my current interest rate.

They can help you navigate code compliance, especially with accessibility and egress requirements, and provide a clear budget before you begin.

I imagine those renters will fill it and then not access it much, so it shouldn't be a bother to your tenants.

I will be lowering the asking price and seeing if that will help in the sale of these properties.

Cutoff their "vault" access.  

The drawback is you need to build trust and relationships upfront.Both have their place, but private money tends to offer more flexibility, while hard money is more structured and accessible if you lack personal connections.

It’s crucial to work with an experienced broker who can access multiple carriers.

Lower the price2.

Since I have a fixed-rate mortgage, I understand this wouldn’t lower my monthly payment but would shorten the loan term by reducing the principal faster.