I have 4 STRs including 2 for 25 years and I consulted the co-host for local cost estimates.  

Also many other Counties in non-covered States also include it. 

It may or may not show on a credit report, depends on the servicing and you should have the loan serviced.Failure to include the debt on a future loan application is mortgage fraud, wanna go to jail?

He said that typically in flip deals its around 30-40% down but if construction was included it would be about 30%. 

The agent "worked" for 2 hours at the most including drive time to the closing.

@Robert Spiegel Great question, and it’s always a balancing act when dealing with long-term tenants who’ve been fantastic overall.Based on my experience managing over 1,200 rental homes in North Texas, including areas like Dallas, Fort Worth, Plano, and Frisco, here’s how I would approach this:Cleaning Charge: While $540 may feel steep, it can vary depending on the size of the property and local market rates.

@Jonathan Klemm thank you for including me! 

Amenities include, laundry, assigned parking, and wifi available for each unit.

I know hosts have included additional cleaning fees for violations as a deterrent.If none of these solutions work, you could look into completely independent HVAC systems for the two units, though that would be a bigger upfront investment.

This is a team sport.