It normally doesn't cost you any money to open and to be able to access that large amount of equity to buy or stabalize your current portfolio allows you so much more opportunity costs.For instance, I took a $200K LOC out on my primary residence when I first started in real estate.

On the surface, it’s a game-changer.

I have opportunity to buy a small portfolio of performing commercial notes with LTV's less than 50%.  

My focus is shifting from cash flow to equity management as well as our portfolio mix.

once this stuff gets on BP and its monster google search results IE goes to the top of the page its game over..

I manage a small rental portfolio that I am slowly adding to, and also have a few flips going at all times. 

I would be happy to share my experience in knowledge in this area (MA and RI) as I continue to look to build my portfolio. 

Current goal is focused on growing a portfolio and reinvesting cash flows.

They make it easier to scale your portfolio and build wealth. 

Then connect with some hard money lenders (you can find some here on BP as well as some who are typing this right now) and connect with them to understand their product type, what they like to lend on and requirements.Hard money broker is all numbers game of making relationships and helping those that are looking for financing, it starts out slow but if you get with a few good borrowers and lenders it can be pretty decent money to be made.As an example we paid six figures last year to HM brokers.