All long-term income characteristics are determined by the city.

And your gambling a LOT of $ on trying something out, via purchasing a property to try the waters.     

It's like gambling for them but will want a much higher pref and much higher equity upside from syndicator because of little to no track record.

I would take the gamble that rates will fall on their own over the next 3 years and live with the result. 

In some cases, gross income can include recurring capital gains or unrealized income, winnings from a day of gambling, rental income, and sometimes even interest earned on retirement accounts.

Most who gamble to such do not. 

Also just keep in mind characteristics of the property that carriers wish to avoid such as roofs 10+ years old, old/recalled electrical panels, no impact windows etc. 

The platform I invest (gamble?)

@Ashley Gamble not sure how I didn't see this before but I hope you have made progress on this issue by now.

That isn’t “investing” or any “technique” it’s gambling.