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Results (10,000+)
Venice Victory How much would you spend today for a monthly cash flow of $40k?
3 February 2025 | 37 replies
That's your first hurdle, to find out the status of there funding.
Jonathan Greene Why You Should Never Take a Break as a Real Estate Investor
3 February 2025 | 31 replies
So, even when the market is challenging, you can still see properties and stay current.Don't take a break when the rates are high.
Andria Kobylinski Boutique Hotel Investing - Financing
21 January 2025 | 15 replies
I use partnerships to help me fund my projects when it is hard to get financing.
Ivan Castanon Do I have enough money to start private lending for fix and flips?
6 February 2025 | 13 replies
I would like to fund a fix and flip deal with a first lien position in Florida. 
Jonathan Ludizaca BRRRR Single family or multi family
3 February 2025 | 7 replies
It is possible to get 90% of your purchase price and 100% rehab funded as a first timer in 1-4 units.  
Melanie Baldridge A post on recapture.
21 January 2025 | 2 replies
This is most of the depreciation you are taking year one.You can calculate your depreciation recapture by taking the sale price of the asset and subtracting the adjusted cost basis.The adjusted cost basis is what you paid for the asset plus any improvements you made along the way minus the depreciation you took along the way.The profit above this original cost is taxed as a capital gain, but the part linked to depreciation is taxed at a maximum rate of 25% under the unrecaptured gains of section 1250.To recap the tax rates are:- Sec. 1250 real property: 25%- Sec. 1245 property and 15 year 1250 property: Ordinary Tax RatesThere are ways to minimize depreciation recapture especially if you know how to work smart with your CPA.1) Asset Valuation at Time of Sale - Sellers can minimize recapture by reallocating the price of the assets on sale.
Ryan Goff Grocapitus - Anyone have experience with them?
31 January 2025 | 170 replies
I subscribed to Ugro Texas BTR Fund
Duke Butterfield Sell or Rent? (Self-Manage or PM?), 4 year-old Primary Residence to Rental Property
27 January 2025 | 14 replies
If trump hadn’t won you’d be forced to sell this year, but hopes are high he will extend his lower tax rates
Cameron K. Philadelphia 2024 - Top Hard Money Lenders
27 January 2025 | 8 replies
I FUND CITIES2.
Andy Wang Should I sell my note? 1.2M @ 8.5% for 4.5 yrs
27 January 2025 | 7 replies
Here are some general guidelines: Lien Position1st Position LienEquityMinimum Down Payment of 20-25% (a 30% equity to sale price is preferred)Down Payment made in certified funds and not borrowedMaximum Funding of 70% ITV (Investment to Value)SeasoningMinimum of two monthly payments already made12 months or more preferredPayer CreditCredit Score of 650 or higherNo major derogatory trade lines (No 90-180+ days delinquent, foreclosure, repossession, bankruptcy, etc.)No decline in credit since purchase of businessTermsPrefer 60 months or lessMaximum of 72 monthsNo Balloon Payment preferredCash FlowBusiness has positive cash flow1.25 debt service coverage ratio preferred.DocumentationPersonal guarantee from a creditworthy individualStandard documents including Note, Security Agreement, and UCC-1 filing.Tax Returns on the business that substantiate profit and loss statements.OtherPayment history current and verifiablePayer Interview indicating buyer is satisfied with business and comfortable making paymentsMotivation for selling the note is not a result of a deteriorating businessConsideration of high risk businesses or geographic areasIn these situations, sometimes a partial is a better option.