I remember some of the loans I made there 3p appraisals at 120k my HML at 75k and sold the asset for 35k once i got it back... in other markets it was not that harshI look at the deals i did in Detroit in 01 to 03  again appraisals over 120k HML at 60K BC it was Detroit.. in the melt down and even today those homes trade at 10 to 30k max  and the folks that generally got wiped out in those days were the out of state investors that were buying these as rentals for even cash flow or 100 to 200 a month Pos. like they are today... mainly because of the market freeze and the issues you have with out of state PM and tough tenant bases... and the investors regardless of LTV or cash flow were severely under capitalized to begin with.. some one who put 20% down on a 80k turn key thats 16 k and maybe had another 5k in reserve's many of those got hammered and wiped out...those with significant reserves or paid cash survived

But if you are financially savvy, you may loose money due to negative arbitrage, and it can put you in a dangerous situation if your bank freeze your HELOC has you would have less reserve available.

If you are in OC (not Santa Ana), you probably don't have to worry about rent control unless the law changes at a later date.3) Check your lease agreement for wording about rent increases and comply with the terms.4) Make sure Newsom hasn't declared a state of emergency...which often trigger rent freezes.5) Once you confirmed that your condo is exempt and no local protections apply, send a rent increase notice for any amount.

When a sidewalk gets a crack in it like that, and winter comes and it freezes, then it melts the water goes into the crack, then it freezes again- and heaves the crack apart further because ice expands. 

Sprinkler systems are a pain to deal with, in terms of maintenance (inspections etc) and risk of flooding during winter freezes and tenants accidentally triggering them.

Our property was in Michigan and had sub-freezing and occasionally sub-zero temperatures, so 60 degrees is a nice spring day.FWIW, wind chill is how cold it feels to a human.  

So I am able to provide guest services locally, as well as cleaning and concierge, while the owners still get to be involved but don’t have to do the hard work of driving from all over creation to come meet a plumber, electrician, put a faucet cover on for freezing temps, etc. it works well since we are like a partnership.

I make a protein shake every morning to freeze then put it in the Ninja and turn it into ice cream at night. 

It’s been great, even though we had a pipe burst in the freeze.

How do you successfully get large amounts of cash transferred from the cards without the bank freezing them?