You should also check to ensure they have Errors & Omissions insurance, Fidelity Bond coverage, and a Financial Institution Blanket Bond.Some are more consultative and advisory and provide guidance, while others are just processors. 

In one of the 3 fundamental human needs (food, water, shelter).

Yes, a contractor can put a mechanic's lien on your house, but that is little recourse to putting food on the table.As a former subcontractor, I usually requested a deposit on larger jobs, $10,000+, on little stuff I wasnt as worries about it. 

I do want a beautiful home because I love to gather with friends and family and want to host.Im in Orlando, and there's so many great restaurants and I love eating really good food and a great atmosphere.  

Just food for thought if you cannot find one in that direct vicinity. 

Things like your vacations, entertainment, toys, food, clothes, housekeeping, pets, guns etc.

To not know your cap-x is the same as buying a restaurant and having no idea of what your food costs are.

The Market Context:The area I’m working in is not a large metro but a poorer region where issues like food insecurity affect 14–20% of the population.

Wood Floors not sealed, tile not properly installed and grouted, cheap flat paint that the tenants can't wipe finger prints or food splashes off, countertops not caulked so water gets behind causing water damages, the cabinets were painted over not replaced the list goes on and on.

This doesn't just stem in SFR, this stems in fast food chains, logistics chains, trade shops, infrastructure RE, energy trades.