I know NY lenders that can do 100% LTV helocs which might give you that extra flexibility.

Economic pressures forcing landlords to adjust rental prices to attract tenants.For renters, this means more flexibility and savings, especially in historically competitive areas.

If you can secure favorable terms now, the future development opportunities could offset any initial cash flow challenges.Communicate Flexibility: Approach the landlord with an open mind and emphasize that you’re willing to work with them to find a mutually beneficial solution.This isn’t a fantastical idea at all—it’s a creative opportunity that could work with the right approach.

If anyone needs a private lender I recommend Andrew and his company; easy to work with, quick closing, flexible terms.

@Johnny Peterson: I'm flexible on where to meet, but I'm not seeing a lot of interest.

Sometimes, smaller institutions are more flexible. 

Multifamily gives me more economy of scale and more flexibility to do more than having condo units spread out or SFHs.

This is a huge value add and allows us flexibility if the market ever dips or issues arise.I have been assuming that $1k per month in Cap Ex/Expenses, which is roughly 10% of the gross income across all units fully rented out.

Pros: Lower interest rates, flexible access to funds, and leverage without selling your home.

And the cracks mostly follow the drywall seams from what I can see, which is typical....And as @Patricia Steiner said, it doesn't look like a pro installation....You could ask the Contr to use a flexible compound if this happens again, or maybe even now...https://www.dap.com/products-projects/product-categories/pat...Like everyone else said, I'd have it repaired - by a licensed Drywall Contr. - and then just check in on it.