Hello, My wife and I are new to Bigger Pockets and are fairly novice real estate investors in Northern Maryland.

You could also add cash to your exchange account to reduce the debt replacement if you wanted. 

Give it a read, and you'll have a fair understanding of the process. 

@Katie Lyon Because our weather is more temperate over the winter months, we have much more consistency in demand across all times of the year, so typically the market stays fairly consistent through all seasons.

Quote from @Ashish Acharya: @Sanjai Dayal If your LLC owns the commercial building and leases space to your medical practice LLC, it’s essential to charge rent at fair market value (FMV) to avoid IRS scrutiny.

Has really reduced our water bills since we installed them. 

@Jason Burkart To maximize tax benefits, consider buying the property as a rental and leasing it to your mother at fair market value (FMV).

In my opinion, it is better to get a property rented quickly (even if it means reduced rent) than it is to get it rented for the highest amount possible. 

They already lost some major players due to the state capping rates https://www.foxbusiness.com/lifestyle/california-insurance-c... will all insurance companies stop coverage, raise rates or reduce what they cover?

In our area, its fairly "normal" for showings to happen after accepted offer to minimize disruption to tenants.