@Ben Trageser those are excellent points, thank you for the perspective!

Many judges would feel you got paid even if no cash was sent to you.I could see this potentially working on a higher-end property that it in excellent condition with a Grade A tenant.  

But Germany's spa and recreation areas like Bad Kreuznach offer tremendous opportunities for excellent and above average returns in the health and wellbeing vacation sector. 

Playing around with my Excel spreadsheet and got to thinking about selling my rental property in the next few months vs waiting until it's paid off in Jun 2027. 

With your renovation background, you're well-positioned to excel in house flipping.

@Bailey RentzStessa is an excellent platform for tracking income and expenses for investors; it is user-friendly.

SubTo (Subject-To) can be an excellent strategy when done right. 

If you're thinking input into Excel or Sheets, then yes...I would expect everyone does this today.If you're thinking you type in "Riverside  Apartments" value on ChatGPT, I don't know that that ever works. 

Zach, specifically, does not demonstrate himself as an excellent businessman.

While some lenders may offer it, these scenarios often require near-perfect alignment of high DSCR ratios (1.2x+), excellent credit, and property cash flow projections that are difficult to meet with this leverage.