God knows what they think those hand-scrawled letters saying how they're innocuous ma-and-pa investors and day-glo signs on the public right-of-way are supposed to convince people of.However, the lack of disclosure and taking advantage of some owners really kinda goes against the grain on the Realtor Code of Ethics doesn't it?

@Chris May,You're really whipping a dead horse.The whole principle behind mortgage acceleration involves paying the principle off faster.How it is done is irrelevant.

But from a moral & ethical perspective, you may want to decide at some point to just eat it and accept write it off as cost of doing business.

I believed and expected Roofstock to possess a sense of honor, integrity, decency, and abide by a set of moral and ethical rules.

I say it is the first deal because it was brought to me by the owner before placing any other deals under contract (which I have done in multiple states) legally, and ethically.

Then ask them how they can expect you to pay for repairs you never approved.If they are ethical, they will work with you.If not, it's probably time to find a better PMC.

The government has tried it with section 8 and rent control in some cities , we all know the end result .You would be better off starting a jobs program teaching the trades , educating them on finances and work ethic and then rebuilding abandoned properties for them to buy 

This, and the work ethic here are completely different than a capitalistic country like the United States.

These are professionals with additional training and a stricter code of ethics.

There are alot of risks using your heloc and you need to understand how you will make the monthly payments for the heloc AND how you plan to pay off the principle of the heloc.