A short list; HUD, state banking authorities, real estate commissions, FDIC, Comptroller of Currency, the CFPB, FBI, Treasury Department (Fed and State tax examiners) State Insurance Commissions, FHA, VA, USDA, Fannie and Freddie; private types, ALTA, ABA, Insurance carriers, internal auditors of parent banks, title examiners, when banks are public and selling chunks of stock, other institutions may conduct audits for acquisitions and loan purchases along with servicing entities.......

Not allowed anymore under ALTA regulations.

White papers" by an ALTA attorney (American Land Title Association) the guidance and authority for title insurance pointed out legal issues with quit claim deeds and breaking the chain of title as well as legal issues with CFDs. 1.

There are 100% programs.Fannie Mae My Community 100Fannie Mae Flex 100There are Alt A programs at 100% and with no PMIAnd yes FHA would probably be one of the best options for high LTV in terms of rate and reduced monthly PMI and you still can cover the 2.25% (Varies) requirement for down payment with seller paid down payment assistance.

Most cities will also require an ALTA Survey, which is a survey showing the dimensions of the property in its existing condition, including showing where the utilities are.

With delayed financing, If you include on your closing statements (which vary state to state - HUD-1/ALTA statement ) the renovation costs - and have them charged at closing......

If you include on your closing statements (which vary state to state - HUD-1/ALTA statement ) the renovation costs - and have them charged at closing......

It's a title concern, ALTA is the main culprit in connection with conventional lending requirements (in notices required by the settlement agent) that a buyer must be able to close the A on their on merit before selling in the B transaction.

They had me look at my ALTA statement and pull out specific things, tax bills, repairs, maintenance costs, management fees, if I pay someone to clean the hallways.

Public Market is being delayed by COVID and Alta Sea is up and running.