Hey Stepan, Some changes I'm advising and seeing my clients implement are expecting an extra 3 months of holding time and undervaluing the ARV just a bit due to high inventory on the market. 

I pass on extra money to them.

It may sound nice to pay a 6% management fee but the extra fees can add up to be more than the other company that charges 10% with no additional fees.

They beat my existing premium by over 30% without sacrificing coverage (I did choose a slightly higher deductible though to get some extra savings here).

If 4 Dewey and 597 Beavertail had extra land, deep-water docks, or other luxury amenities, those factors could slightly inflate their value compared to your build.Since you’re wholesaling, the key will be making sure your buyer sees the same potential.

I am going to add a bit more context, please provide any extra thoughts or insights. 

(The vendors give a quote, usually discounted for being a PM client and if I approve I pay amount, no extra fees/surcharges/etc.)For this I get GREAT and immediate service.

I would look at ways to add value (extra units, bedroom count, etc.) to maximize the house hack.

So, the extra unit may cost you more then it brings if you cannot access equity or if the market discounts the property when you go to sell due to financing available.

The septic system isn’t built for the extra bedrooms/bathrooms, which could lead to legal and functional issues.